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Features and Benefits

Solve your financial needs with your Residential / Commercial property.

Loans are sanctioned for the purpose of children’s marriage, medical treatment, overseas travels and family settlements, etc. Lending for speculative / prohibited purposes or for investment in other properties/ shares is not allowed.

Term Loan / Over Draft (OD) (Reducing balance) / OD (Running account)

• Business Purpose – Rs.1,000 lakh (maximum)
• Personal Purpose – Rs. 50 lakhs (maximum)
• Non IT Assessee – Rs.10 lakh (maximum)

Eligibility and Terms

Individuals, Proprietor/ Partnership, Limited Liability Partnerships, Registered Corporates, Public/Private Limited Companies, Societies/ Trusts etc.,

Repayment :

Security :

• Non-Agriculture property of 200% of the loan amount (Margin 50% of property value)

Interest and Fees

Interest :

• Click here to know the Rates of Interest for loans.

Fees & Charges

• Working Capital: 0.50% of the Limit Sanctioned + GST
• Term Loan: 1% of the Loan + GST