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    Virtual Card

    It is a personalised virtual card.

    • Individuals
    • Proprietor of Proprietorship concern
    • Joint account holders – with mode of operation (E or S) or Any one or (F or S)
    • Karta of Hindu Undivided Family (HUF) accounts
    • Constitution of other than Individuals, Proprietor of Proprietorship concern, Joint account holders – with mode of operation (E or S) or Any one or (F or S), Karta of Hindu Undivided Family (HUF) accounts
    • SBLSS Account (Minor aged between 10 years to 18 years)
    • SB Student Account holders aged more than 16 years
    • SB Dynamic Youth account holders aged more than 17 years
    • Savings Bank Accounts – Except No frill Accounts
    • TMB Simple Savings Bank Accounts (SSSBA)
    • SBJDY Accounts
    • Current Accounts
    • OD Accounts – Personal OD and OD against the security of Term Deposit, Govt. securities and Gold
    • Reloadable / Non Reloadable : Reloadable in multiples of Rs.100/-
    • Card Joining Fee : NIL
    • Reload Fee (per card per reload) : Rs. 10/-
    • Annual Fee : NOT APPLICABLE
    • Card Replacement Fee : Rs.50/-
    • Physical statement of Account : Rs.100/-
    • Minimum amount of issue : Rs. 500/-
    • Maximum amount of issue : Rs.1,00,000/-
    • Validity : 1 year
    • Cash Withdrawal at Own ATMs : NOT APPLICABLE
    • Txn at other Bank ATMs : NOT APPLICABLE
    • Txn at Merchant Establishments : NOT APPLICABLE
    • Usability : Only ECOM

    Customer have to submit physical application to parent branch.

    Online Transaction (E-COM) Limit – Rs.50000/-

      No of Txn Amount
    ECOM
    No ceiling
    50000

    Branches / Customers can contact ATM Cell for Hot-listing of cards and for any assistance regarding Virtual cards through the existing 24 x 7 customer care Numbers +91 (44) 2622 3106 / 2622 3109.

    The customers can know the balance available in their Virtual card through ATMs. They can also view the balance and transaction details through our Customer Care Portal for Prepaid cards by completing the Registration process using "First time login" option by providing credentials like Card Number, CVV2 and Date of Birth.