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TMB Happy Family Banking Account

Family Banking is a product in which individual members of a family can group their respective relationships with bank (Savings Account) under a single ID called the 'Family ID'. TMB Happy Family Banking lets family enjoy all the benefits of Privilege Banking. All one has to do is to link his family members' accounts with our TMB Happy Family Banking.

Thereby help entire family enjoy the advantages of our privileged services through Family Banking. One needs to maintain a lower minimum monthly average balance at the family level. Each family member doesn't need to maintain minimum balance individually.

  • Free Personal Accident Insurance Cover for Rs. 3,00,000
  • Life Insurance Cover (LIC’s Group Term Insurance) for Rs. 1 lakh per member
  • Health Insurance Cover (Floater Policy) for the amount Rs. 2 lakhs per annum
  • Free - 20 cheque leaves per year for each family member
  • Funds transfer by NEFT/RTGS: Free
  • Free Cash Remittance in Parent and Satellite branches
  • Free DDs up to Rs. 50,000 per day for each account
  • Free ATM cum Debit Cards with ‘NIL’ Annual Maintenance Fee.
  • Any benefits already available including insurance coverage over and above this Happy Family Scheme to customers for their existing accounts will continue.
  • Minimum 3 accounts of the family Members such as the Lead Member, Spouse, Children, Parents, Grand Children, Son in laws and Daughter in laws and Maximum of 6 accounts.

Combined Average Monthly Balance

  • Metro - Rs. 30,000
  • Urban - Rs. 20,000
  • Semi-Urban - Rs. 15,000
  • Rural - Rs. 10,000