Any Individual who is competent to enter into a valid Contract and to create Pledge except Financiers, Jewellers, & Jewellery Shop Owners
Overdraft
- Minimum : Rs.25000/-
- Maximum : For Agriculture purpose- Rs.500000/-
- For General Purpose - Rs.1000000/-
Margin :- 25%
Repayment :-
- 2 Years (part release not permitted)
Security :-
- Primary :
- Gold Jewels and Gold Coins (excluding Repledge).
- Condition :
- Weight and value of the Precious Stones embedded in the Gold Jewels should be disregarded
Interest :
Fees & Charges :
- 1% of Loan amount plus applicable taxes