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    Small Savings Bank Account

    • Simplified KYC norms
    • ATM card
    • SMS Alert Facility
    • Any Resident Individual

    Minimum Balance Requiremnt

    • Minimum Balance - No Stipulation / limit
    • Maximum Balance - The balance at any point of time should not exceed ₹50,000
    • The aggregate of all withdrawals and transfers in a month should not exceed ₹10,000
    • The aggregate of all credits in a financial year should not exceed ₹ 1.00 lakh
    • Debit card, Cheque book, Internet banking & Mobile banking is not allowed
    • Foreign remittances cannot be credited to SMALL SB account without complying full KYC formalities
    • This account is valid for a period of 12 months initially which may be extended by another 12 months if the person provides Proof for having applied for an officially valid document