3.Free cash deposit limit
(Including Cash deposits through Cash Recycle Machines)
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SAVINGS BANK ACCOUNTS:
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Account Variant
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Base Branch
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Non-Base Branches
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Ordinary Savings Account
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Free upto ₹1,00,000/- per day to the maximum of ₹5,00,000/- per month
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Free upto ₹5,000/- per month
(Within the overall monthly ceiling)
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Dynamic Youth Savings Bank Account
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Free upto ₹1,00,000/- per day to the maximum of ₹3,00,000/- per month
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VISA Savings Bank Account
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Free upto ₹1,00,000/- per day to the maximum of ₹3,00,000/- per month
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Free upto ₹50,000/- per day
(Within the overall monthly ceiling)
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MAHILA SUBHA Savings Bank Account
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Free upto ₹1,00,000/- per day to the maximum of ₹3,00,000/- per month
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Classic Salary Savings Bank Account
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Free upto 5 transaction over the counter with the maximum cash deposit limit of ₹1,00,000/- per month
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Little Super Star Savings Bank Account
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Restricted to ₹1,00,000/- per month
(Inclusive of both cash deposit / withdrawal)
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Santhosh Savings Bank Account
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Free upto ₹10,00,000/- per month
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Premium Savings Bank Account
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Free upto ₹5,00,000/- or 25 times of Previous Monthly Average Balance (whichever is higher) to the maximum of ₹25,00,000/- per month
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Free upto ₹50,000/- per day
(Within the overall monthly ceiling)
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Royal Savings Bank account
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Free without any limit
(only for savings in nature and not for trading nature)
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Free upto ₹50,000/- per day
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SBTASC / SBGBG
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Free without any limit, but restricted to deposit cash over the counter at branches
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Cash handling charges beyond the free cash deposit limit
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Thereafter
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₹3/- + GST per ₹1000/- with a minimum of ₹25/- + GST per transaction
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CURRENT ACCOUNTS: (Free cash deposit limit per month)
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Account Variant
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Base Branch
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Non-Base Branches
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Ordinary Current Account
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Free upto 10 times of previous Monthly Average Balance (MAB)
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Flexi Current Account
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MAB of ₹25,000/ to ₹49,999/- => 12 times of previous MAB
MAB of ₹50,000/ to ₹99,999/- => 15 times of previous MAB
MAB of ₹1,00,000/ to ₹2,99,999/- => 18 times of previous MAB
MAB of ₹3,00,000/ to ₹9,99,999/- => 20 times of previous MAB
Above ₹ 10,00,000/- => 25 times of previous MAB
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Cash handling charges beyond the free cash deposit limit
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Thereafter
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₹2.50/- + GST per ₹1000/- at base branch subject to the minimum of ₹50/- + GST per transaction and ₹3/- + GST per ₹1000/- at non-base branches subject to the minimum of Rs.50/- + GST per transaction.
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OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS:
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OD / CC Account
(Based on the average utilization for last 3 consecutive months)
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Average Utilization
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Upto ₹15.00 lakhs
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₹15.00 lakh and above to Less than ₹2.00 crore
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₹2.00 crore and above crore
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Free upto
₹15.00 lakh per month
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As equivalent to last 3 consecutive months average utilization
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Free upto
₹200.00 lakh per month
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In case of fresh OD / CC limits sanctioned, the sanction limit shall be considered for the first three months as free cash deposit limit.
In case last 3 months’ average balance is in credit balance, then the free cash deposit limit will be limited to the amount equivalent to the average credit balance maintained in the OD/CC account during last 3 months.
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Deposit OD Account
(Based on the average utilization of last month)
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Average Utilization
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Upto ₹5.00 lakh
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Above ₹5.00 lakh to less than ₹50.00 lakh
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₹50.00 lakh and above to
less than ₹1.00 crore
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Above crore
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Free upto
₹5.00 lakhs per month
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Free upto
₹15.00 lakhs per month
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Free upto
₹50.00 lakhs per month
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Free upto
₹100.00 lakhs per month
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If maintained with credit balance, then the free cash deposit limit will be fixed based on the previous MAB maintained as equivalent to flexi current account subject to max. of ₹10.00 crore per month
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Cash handling charges beyond the free cash deposit limit
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Thereafter
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₹2.50/- per ₹1000/- for base branch and ₹3/- per ₹1000/- for non-base branches
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4.Cash handling charges for small denomination notes and coins & remittance after 3.30 PM
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Small denomination charges:
Royal Savings / SBTASC / SBGBG & Flexi Current Accounts with the previous MAB = ₹3.00 lakh and above
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Free
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All Variant of Savings Bank / Current / OD / CC Accounts
(Except the above mentioned schemes)
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In case of small denomination notes (₹50/- and less), an additional amount of ₹50/- per bundle will be recovered, where such bundles are more than one. Part of a bundle will be treated as one for charging purpose. Where coins are tendered, charges will be recovered at ₹10/- + GST per ₹100/- in SB, CA and OD / CC accounts if more than ₹100/- tendered on any working day
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After 3.30 PM charges:
(Applicable for all variant of CA / OD / CC / Deposit OD
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₹1/- + GST per ₹1000/-
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5.Cash withdrawal limit
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SAVINGS BANK ACCOUNTS:*
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Account Variant
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Base Branch
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Non-Base Branches
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Visa Savings Bank Account
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For self and 3rd party-No limit
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For self-No Limit
For 3rd party restricted to ₹50,000/- per day
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MAHILA SUBHA / Dynamic Youth Savings Bank Account
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For self and 3rd party-No limit
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For self-No Limit
For 3rd party restricted to ₹10,000/- per day
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But withdrawal allowed only by way of cheque leaf.
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Classic Salary Savings Bank Account
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For self-Limited to ₹50,000/- per day
For 3rd party- ₹10,000/- per day
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Little Super Star Savings Bank Account
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Restricted to ₹1,00,000/- per month
(Inclusive of both cash deposit / withdrawal)
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Santhosh Savings Bank Account
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No limit, but restricted to self-withdrawal only.
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Royal / Premium / SBTASC / SBGBG / General Savings
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For self-No Limit
For 3rd party restricted to ₹50,000/- per day
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*Cheque leaf mandatory:
- For doing debit transactions in all savings bank accounts opened on and after 01.01.2022 (except basic savings bank accounts)
- For doing debit transactions in all SB Royal and Premium variant accounts w.e.f.01.02.2022
- For doing debit transaction above Rs.5.00 lakhs w.e.f.01.02.2022 (irrespective of nature of savings bank accounts)
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CURRENT (CA) / OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS:
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CA / OD / CC / Deposit OD
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For self-No Limit
For 3rd party restricted to ₹50,000/-
(Cheque leaf mandatory for all debit transaction)
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