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  • Service Charges W.e.f. 01.10.2022

    Account Related Charges

    Nature of Services

    Charges

    1. Cheque Book Issue Charges

    CURRENT ACCOUNTS:

    Ordinary Current Account

    ₹5.00/- per leaf + GST

    Flexi Current Account

     

    Monthly Average Balance of Previous Month (MAB)

    No. of Free Cheque Leaves

    <= ₹25,000/-

    50 leaves free for first time

    > ₹25,000/- and < ₹1.00 Lakh

    50 leaves free for first time

    > ₹1.00 Lakh and < ₹3.00 Lakh

    50 leaves free for first time

    > ₹3.00 Lakh and < ₹10.00 Lakh

    100 leaves free per month

    > ₹10.00 Lakh

    Unlimited free cheque leaves

    Beyond free limit ₹5.00/- per leaf + GST

    OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS:

     

    OD / CC / Deposit OD

    Anywhere OD / CC

    ₹5.00/- per leaf + GST

    SAVINGS BANK ACCOUNTS:

    Account variant

    No. of Free Cheque Leaves

    Charges thereafter

    Regular Savings / Dynamic Youth / VISA MAHILA SUBHA / Classic Salary / Little Super Star / Santosh / Happy Family Account

    20 leaves free per Financial Year

     

    ₹5.00/- per leaf + GST

    Premium Savings Bank Account

    100 leaves free per Financial Year

    Royal Savings Bank Account

    Free personalized Cheque Books without any Limit

    NRE / NRE Premium  NRO / SBTASC / SBGBG Account

    Free

    TMB Simple Savings Bank Account

    First 20 leaves free

     

    Thereafter ₹2.00/- per leaf + GST

    TMB Small SB Account

    Cheque Book not allowed.

    Nature of Services

    Charges

    2. Non-Maintenance of Minimum Average Balances (not applicable to dormant Accounts)

    CURRENT ACCOUNTS:

     

    Account Variant

    Monthly Average Balance (MAB)

    Charges for Non-Maintenance of MAB

    Ordinary Current Account 

    Rural - ₹1000/-

    Urban & Semi-urban - ₹5,000/-

    Metro - ₹10,000/-

    Rural                         - ₹200/- + GST

    Urban & Semi-urban - ₹300/- + GST

    Metro                         - ₹400/- + GST

    Flexi Current Account

     

    ₹500/- + GST

    The account will be downgraded to ordinary current account automatically, if the non-maintenance of MAB persists for three consecutive months. (MAB < ₹25,000/-)

    SAVINGS BANK ACCOUNTS:

    Ordinary Savings Accounts

    & NRO / NRE

    With Cheque Book :

    Without Cheque Book:

    For Min Balance Amount = ₹1000/- (Others)

    MAB>799 <1000 - ₹50/- + GST

    MAB>499<=799  - ₹75/- + GST

    MAB>125<=499  - ₹100/- + GST

    MAB<=125 >50   -  ₹50/- + GST

    MAB<=50 - 0

    For Min Bal Amt = ₹500/- (Rural)

    MAB>350 <500  - ₹30/-+ GST

    MAB>200<=350 - ₹40/-+ GST

    MAB>60<=200   - ₹50/-+ GST

    MAB<=60– 0

    For Min Bal Amt = ₹500/- (Others)

    MAB>350 <500  - ₹30/- + GST

    MAB>200<=350 - ₹40/- + GST

    MAB>75<=200   - ₹50/- + GST

    MAB<=75 – 0

     

     

    For Min Bal Amt = ₹300/- (Rural)

    MAB>200 <300   - ₹10/- + GST

    MAB>100<=200  - ₹20/- + GST

    MAB>40<=100    - ₹30/- + GST

    MAB<=40 – 0

    Account Variant

    Monthly Average Balance

    Charges for Non- Maintenance of MAB

    Dynamic Youth Savings Bank Account

    ₹1,000/-

    ₹100/- per month  + GST

    Visa Savings Bank Account

    ₹5,000/-

    MAHILA SUBHA Savings Bank Account

    ₹5,000/-

    Premium Savings Bank Account

    Metro & Urban - ₹15,000/-

    Semi-Urban & Rural - ₹10,000/-

    Metro & Urban – ₹250/- + GST

    Semi Urban & Rural –₹150/-+ GST

    1. Cash handling charges as applicable for GENERAL SAVINGS bank account will be collected in addition to the non-maintenance charges in the PREMIUM accounts, in which the contracted balance (i.e.MAB) is maintained below 75%.

    2. In case of MAB maintained below 75% of the contracted balance- Cash deposit limit and cash handling charges will be collected as applicable for GENERAL savings bank account and the account will be downgraded automatically to GENERAL SAVINGS bank account scheme in case of, MAB not maintained continuously for 6 months.      

    NRE Premium Savings Bank Account

    ₹15,000/-                             

    ₹200/- per month + GST

    Royal Savings Bank Account

    ₹50,000/-

    ₹500/- per month + GST

    1. Cash handling charges as applicable for PREMIUM account will be collected in addition to the non-maintenance charges for the ROYAL accounts, in which the contracted balance (i.e.MAB) is maintained below 75%, but equivalent or above the balance applicable for PREMIUM savings a/c.

     

    2. Applicable cash handling charges as applicable for GENERAL SAVINGS bank account will be collected in addition to the non-maintenance charges for the ROYAL accounts, in which the contracted balance (i.e.MAB) is maintained below 75%, both ROYAL & PREMIUM savings a/c.

     

    3. In case of MAB maintained below 75% of the contracted balance- Cash deposit limit and cash handling charges will be collected as applicable for GENERAL savings bank account and the account will be downgraded automatically to GENERAL SAVINGS bank account scheme in case of, MAB not maintained continuously for 6 months. 

    4. Applicable cash handling charges of ₹3+GST per 1000/- will be collected manually in the ROYAL accounts, by the branches on monthly basis for the cash transaction done by the customer of business / trading nature (other than savings nature)

    Little Super star*

    ₹250/-

    *If MAB is not maintained, then the free debit transactions shall be limited to 10 nos. (Through Channels including ATM, internal transfers, RTGS/NEFT / Clearing/Internet Transfers /Standing Instructions /EMI). Thereafter ₹10/- + GST per debit transaction shall be levied.

    Classic Salary / Santosh / SBTASC / SBGBG

    NIL

    TMB Happy Family

    Combined average balance in all accounts in group should be

    Metro - ₹30,000/-

    Urban - ₹20,000/-

    Semi – Urban - ₹15,000/-

    Rural - ₹10,000/-

    ₹200/- per month + GST

    3.Free cash deposit limit

    (Including Cash deposits through Cash Recycle Machines)

    SAVINGS BANK ACCOUNTS:

    Account Variant

    Base Branch

    Non-Base Branches

    Ordinary Savings Account

    Free upto ₹1,00,000/- per day to the maximum of ₹5,00,000/- per month

    Free upto ₹5,000/- per month

    (Within the overall monthly ceiling)

    Dynamic Youth Savings Bank Account

    Free upto ₹1,00,000/- per day to the maximum of ₹3,00,000/- per month

    VISA Savings Bank Account

    Free upto ₹1,00,000/- per day to the maximum of ₹3,00,000/- per month

    Free upto ₹50,000/- per day

    (Within the overall monthly ceiling)

    MAHILA SUBHA Savings Bank Account

    Free upto ₹1,00,000/- per day to the maximum of ₹3,00,000/- per month

    Classic Salary Savings Bank Account

    Free upto 5 transaction over the counter with the maximum cash deposit limit of ₹1,00,000/- per month

    Little Super Star Savings Bank Account  

    Restricted to ₹1,00,000/- per month

    (Inclusive of both cash deposit / withdrawal)

    Santhosh Savings Bank Account

    Free upto ₹10,00,000/- per month

    Premium Savings Bank Account

    Free upto ₹5,00,000/- or 25 times of Previous Monthly Average Balance (whichever is higher) to the maximum of ₹25,00,000/- per month

    Free upto ₹50,000/- per day

    (Within the overall monthly ceiling)

    Royal Savings Bank account

    Free without any limit

    (only for savings in nature and not for trading nature)

    Free upto ₹50,000/- per day

    SBTASC / SBGBG

    Free without any limit, but restricted to deposit cash over the counter at branches

    Cash handling charges beyond the free cash deposit limit

    Thereafter

    ₹3/- + GST per ₹1000/- with a minimum of ₹25/- + GST per transaction

    CURRENT ACCOUNTS: (Free cash deposit limit per month)

    Account Variant

    Base Branch

    Non-Base Branches

    Ordinary Current Account

    Free upto 10 times of previous Monthly Average Balance (MAB)

    Flexi Current Account

     

    MAB of ₹25,000/ to ₹49,999/- => 12 times of previous MAB

    MAB of ₹50,000/ to ₹99,999/- => 15 times of previous MAB

    MAB of ₹1,00,000/ to ₹2,99,999/- => 18 times of previous MAB

    MAB of ₹3,00,000/ to ₹9,99,999/- => 20 times of previous MAB

    Above ₹ 10,00,000/- => 25 times of previous MAB

    Cash handling charges beyond the free cash deposit limit

    Thereafter

    ₹2.50/- + GST per ₹1000/- at base branch subject to the minimum of ₹50/- + GST per transaction and ₹3/- + GST per ₹1000/- at non-base branches subject to the minimum of Rs.50/- + GST per transaction.

    OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS:

    OD / CC Account

    (Based on the average utilization for last 3 consecutive months)

     

    Average Utilization

    Upto ₹15.00 lakhs

    ₹15.00 lakh and above to Less than ₹2.00 crore

    ₹2.00 crore and above crore

    Free upto

    ₹15.00 lakh per month

    As equivalent to last 3 consecutive months average utilization

    Free upto

    ₹200.00 lakh per month

    In case of fresh OD / CC limits sanctioned, the sanction limit shall be considered for the first three months as free cash deposit limit.

    In case last 3 months’ average balance is in credit balance, then the free cash deposit limit will be limited to the amount equivalent to the average credit balance maintained in the OD/CC account during last 3 months.

    Deposit OD Account

    (Based on the average utilization of last month)

     

    Average Utilization

    Upto ₹5.00 lakh

    Above ₹5.00 lakh to less than ₹50.00 lakh

    ₹50.00 lakh and above to

    less than ₹1.00 crore

    Above crore

    Free upto

    ₹5.00 lakhs per month

    Free upto

    ₹15.00 lakhs per month

    Free upto

    ₹50.00 lakhs per month

    Free upto

    ₹100.00 lakhs per month

    If maintained with credit balance, then the free cash deposit limit will be fixed based on the previous MAB maintained as equivalent to flexi current account subject to max. of ₹10.00 crore per month

    Cash handling charges beyond the free cash deposit limit

    Thereafter

    ₹2.50/- per ₹1000/- for base branch and ₹3/- per ₹1000/- for non-base branches

    4.Cash handling charges for small denomination notes and coins & remittance after 3.30 PM

    Small denomination charges:

    Royal Savings / SBTASC / SBGBG & Flexi Current Accounts with the previous MAB = ₹3.00 lakh and above

    Free

    All Variant of Savings Bank / Current / OD / CC Accounts

    (Except the above mentioned schemes)

    In case of small denomination notes (₹50/- and less), an additional amount of ₹50/- per bundle will be recovered, where such bundles are more than one. Part of a bundle will be treated as one for charging purpose. Where coins are tendered, charges will be recovered at ₹10/- + GST per ₹100/- in SB, CA and OD / CC accounts  if more than ₹100/- tendered on any working day

    After 3.30 PM charges:

    (Applicable for all variant of CA / OD / CC / Deposit OD

    ₹1/- + GST per ₹1000/-

    5.Cash withdrawal limit

    SAVINGS BANK ACCOUNTS:*

    Account Variant

    Base Branch

    Non-Base Branches

    Visa Savings Bank Account

    For self and 3rd party-No limit

    For self-No Limit

    For 3rd party restricted to ₹50,000/- per day

    MAHILA SUBHA / Dynamic Youth Savings Bank Account

    For self and 3rd party-No limit

    For self-No Limit

    For 3rd party restricted to ₹10,000/- per day

    But withdrawal allowed only by way of cheque leaf.

    Classic Salary Savings Bank Account

    For self-Limited to ₹50,000/- per day

    For 3rd party- ₹10,000/- per day

    Little Super Star Savings Bank Account  

    Restricted to ₹1,00,000/- per month

    (Inclusive of both cash deposit / withdrawal)

    Santhosh Savings Bank Account

    No limit, but restricted to self-withdrawal only.

    Royal / Premium / SBTASC / SBGBG / General Savings

    For self-No Limit

    For 3rd party restricted to ₹50,000/- per day

    *Cheque leaf mandatory:

     

    • For doing debit transactions in all savings bank accounts opened on and after 01.01.2022 (except basic savings bank accounts)
    • For doing debit transactions in all SB Royal and Premium variant accounts w.e.f.01.02.2022
    • For doing debit transaction above Rs.5.00 lakhs w.e.f.01.02.2022 (irrespective of nature of savings bank accounts)

    CURRENT (CA) / OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS:

    CA / OD / CC / Deposit OD

    For self-No Limit

    For 3rd party restricted to ₹50,000/-

    (Cheque leaf mandatory for all debit transaction)

    6.Free counter transactions per month at branches

    Definition: Counter transactions includes the cash deposit / withdrawal, internal / external (NEFT, RTGS) transfer, booking of outward clearing (CTS clearing) done over the counter at branches.

    SAVINGS BANK ACCOUNTS:

    Account Variant

    Counter cash transaction

    Total counter transaction

    (inclusive of cash transaction)

    Ordinary Savings Account

     

    Free upto 5 cash transactions at parent branch (inclusive of 3 cash transaction at satellite branch to the maximum of Rs.5,000/- per month) or total cash deposit of Rs.5.00 lakhs whichever is earlier

    Free upto 15 counter transactions per month.  

    Visa / MAHILA SUBHA Savings Bank Account

    Free upto 5 cash transactions or ₹3.00 lakh whichever is earlier

    Free upto 10 counter transactions per month.

    Dynamic Youth Savings Bank Account

    Free upto 5 transactions or ₹3.00 lakh whichever is earlier

    Classic Salary Savings Bank Account

    Free upto 5 transactions or ₹1.00 lakh whichever is earlier

    Santosh Savings Bank Account

    No counter transaction limit

    Premium Savings Bank Account

    Free upto 5 cash transactions or free cash deposit limit as applicable at home branch whichever is earlier.

    Free upto 25 counter transactions per month.  

    Royal Savings Bank Account

    Free upto 10 cash transactions per month

    Free upto 10 cash transactions and no restriction for other transactions over the counter. (only for savings in nature and not for trading nature)

    SBTASC / SBGBG

    No counter transaction limit

    Transaction charges beyond the free transaction limit

    Thereafter

    Royal Account: ₹50/- + GST per transaction shall be charged for cash transactions over and above free transaction limit

    Other Variants: ₹25/- + GST per transaction shall be charged for transactions over and above free transaction limit.

    CURRENT ACCOUNTS:

    Account Variant

    No. of free counter transaction

    Ordinary Current Account

    20

    Flexi Current Account

     

    MAB of ₹25,000/ to ₹49,999/- => 30 transactions

    MAB of ₹50,000/ to ₹99,999/- => 50 transactions

    MAB of ₹1,00,000/ to ₹2,99,999/- => 75 transactions

    MAB of ₹3,00,000/ to ₹9,99,999/- => 100 transactions

    Above ₹10,00,000/- => Unlimited

    Transaction charges beyond the free transaction limit

    Thereafter

    ₹50/- + GST per transaction shall be charged for the transactions over and above free transaction limit

    OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS:

    Overdraft / Cash Credit / Deposit OD

    No. of Free Transactions

    Below 50 Lakhs

    50 Lakh to

    less than 100 Lakhs

    100 Lakh and above

    30

    50

    100

    Transaction charges beyond the free transaction limit

    Thereafter

    ₹50/- + GST per transaction shall be charged for the transactions over and above free transaction limit

    Nature of Services

    Charges

    7. A. RTGS Charges

    (Through Branch)

    SAVINGS BANK ACCOUNTS:

    Royal / Santosh / SBTASC / SBGBG / Happy Family Savings Bank Accounts

    Free

    All other Savings Bank accounts

    (Except the above mentioned Schemes)

    ₹2.00/- Lakh to less than ₹5.00/- Lakh- ₹25/- + GST + applicable time varying tariff, subject to a maximum of ₹30/- + GST

    ₹5.00/- Lakh and above - ₹50/- + GST + applicable time varying tariff, subject to a maximum of ₹55/- + GST

    CURRENT ACCOUNTS:

    Ordinary Current Account

    ₹2.00/- Lakh to less than ₹5.00/- Lakh- ₹25/- + GST + applicable time varying tariff, subject to a maximum of ₹30/- + GST

    ₹5.00/- Lakh and above - ₹50/- + GST + applicable time varying tariff, subject to a maximum of ₹55/- + GST

    Flexi Current Accounts

    Previous MAB < ₹3.00 lakh

    Flexi Current Accounts

    Previous MAB = ₹3.00 lakh and above

    Free

    OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS:

    OD / CC / Deposit OD Accounts

    Free

    7. B. RTGS Charges

    (Through Internet / Mobile Banking)

    Free for all variant of accounts

    Nature of Services

    Charges

    8.A. NEFT Charges

    (Through Branch)

    SAVINGS BANK ACCOUNTS:

    Royal / Santosh / SBTASC / SBGBG / Happy Family Savings Bank Accounts

    Free

    All other Savings Bank accounts

    (Except the above mentioned Schemes)

    Upto ₹10,000/-                          - ₹  2.50/-  flat

    ₹10,000/- to below ₹1,00,000/- - ₹  5.00/-  flat

    ₹1,00,000/- to ₹2,00,000/-         - ₹15.00/- flat

    Above ₹2,00,000/-                     - ₹25.00/- flat

    CURRENT ACCOUNTS:

    Ordinary Current Account

    Upto ₹10,000/-                          - ₹ 2.50/- + GST

    ₹10,001/- to below ₹1,00,000/- - ₹ 5.00/- + GST

    ₹1,00,000/- to ₹2,00,000/-         - ₹15.00/- + GST

    Above ₹2,00,000/-                     - ₹25.00/- + GST

    Flexi Current Accounts

    Previous MAB < ₹3.00 lakh

    Flexi Current Accounts

    Previous MAB = ₹3.00 lakh and above

    Free

    OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS:

    OD / CC / Deposit OD Accounts

    Free

    8. B. NEFT Charges

    (Through Internet / Mobile Banking)

    Free for all variant of accounts

    Nature of Services

    Charges

    9. Closure of Accounts

    CURRENT ACCOUNTS:

    Account Variant

    Upto 14 days

    Above 14 days up to 1 year

    Above 1 year

    Ordinary Current Account

     

    NIL

    Rural            - ₹350/- + GST

    Semi-Urban - ₹400/- + GST

    Urban           - ₹500/- + GST

    Metro            - ₹600/- + GST

     

     

    NIL

     

     

    Flexi Current Accounts

     

    Upto 14 days

    Above 14 days

    NIL

    Rural            - ₹350/- + GST

    Semi-Urban - ₹400/- + GST

    Urban           - ₹500/- + GST

    Metro            - ₹600/- + GST

    OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS:

    Account Variants

    Less than 2 years

    More than 2 years

    OD / CC / Deposit OD Account

    ₹750/- + GST

    Applicable folio charges.

    ₹500/- + GST +

    Applicable folio charges.

    Special Anywhere Accounts

    (OD / CC ANY)

    ₹400/- + GST

    SAVINGS BANK ACCOUNTS;

    Account Variant

    Upto 14 days

    Above 14 days

    All variant of Savings Bank Accounts

    (except Financial inclusion / Janatha accounts)

     

     

    NIL

     

     

    Individuals           - ₹150/- + GST

    Special Category - ₹100/- + GST

    (Individual in Rural Area, Pensioners, Senior Citizens) 

    Non Individuals – ₹200/- + GST

    Janatha & Financial Inclusion Savings Bank accounts

    NIL

     

    ₹10/- + GST

     

    Nature of Services

    Charges

    10. Folio Charges

    CURRENT ACCOUNTS:

    Ordinary Current Account

    ₹50/- + GST per folio with a minimum of ₹300/- + GST per half year.

    Flexi Current Accounts

     

    ₹50/- + GST per folio with a minimum of ₹350/- + GST per half year.

    (Folio charges will be collected, only in the absence of email id and email statement option updated in system)

    OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS:

    OD / CC / Deposit OD

     

    ₹50/- + GST per folio with a minimum of ₹350/- + GST per half year.

    (Folio charges will be collected, only in the absence of email id and email statement option updated in system)

    Note: Folio charges will be waived during the account opening half year for all CA/OD/CC/Deposit OD accounts.

    Nature of Services

    Charges

    11. Stop Payment Charges

    CURRENT / OVERDRAFT (OD) / CASH CREDIT (CC) ACCOUNTS::

    All Variant of CA / OD / CC / Deposit OD

    ₹200/- + GST per Instrument to the maximum of ₹500/- + GST

    SAVINGS BANK ACCOUNTS;

    Royal Savings / SBGBG / SBTASC

    Free

    Santosh Savings Bank Account

    ₹50/- + GST per Instrument to the maximum of   ₹200/- + GST

    All other Savings Bank accounts

    (Except the above mentioned Schemes)

    ₹200/- + GST per Instrument to the maximum of ₹500/- + GST

    Nature of Services

    Charges

    12.e-Statement

    Daily / Weekly / Fortnightly / Monthly

    Free

    Nature of Services

    Charges

    13. Issue of Duplicate Passbook / Sheet

    SAVINGS BANK ACCOUNTS;

    Royal Savings / SBTASC / SBGBG

    Free

    All other Savings Bank accounts

    (Except the above mentioned Schemes)

    For Senior Citizen- Free

    For other category- ₹100/-+ GST

    TERM LOANS

    All term loans

    ₹25/- + GST

    14. Duplicate Statement of Accounts

    SAVINGS BANK ACCOUNTS;

    Royal / Premium / Youth Savings / SBTASC / SBGBG

    Free

    All other Savings Bank accounts

    (Except the above mentioned Schemes)

    For Senior citizen-

    25/- +GST, beyond that ₹25/- + GST per sheet to the maximum of ₹50/- + GST

    For Others-

    25/- +GST, beyond that ₹25/- + GST per sheet to the maximum of ₹100/- + GST

    CURRENT ACCOUNTS:

    Ordinary Current Account

    25/- +GST, beyond that ₹25/- + GST per sheet to the maximum of ₹500/- + GST

    Flexi Current Accounts

    25/- +GST, beyond that ₹25/- + GST per sheet to the maximum of ₹100/- + GST

    OVERDRAFT (OD) / CASH CREDIT (CC) / TERM LOAN ACCOUNTS

    OD / CC / Deposit OD

    25/- +GST, beyond that ₹25/- + GST per sheet to the maximum of ₹100/- + GST

    Nature of Services

    Charges

    15. A. Cheque Collection charges

    1.Outward Clearing

    Cheques payable at any centre, deposited at Parent Branch or any Satellite Branch

    (under CTS Clearing)

    Free

    2.Inward Clearing

    Free

    15. B. Cheque Return Charges

    1.Inward Clearing Return Charges

    All Variant of Savings Bank / Current / OD / CC Accounts

    ₹1.50/- + GST per ₹1000/- with the minimum of ₹500/- + GST & Maximum of ₹15,000/- + GST per instrument

    2.Outward Clearing Return Charges

    Royal Savings / Little Super star account /     SBTASC / SBGBG

    Free

    Flexi Current Accounts

    Previous MAB = ₹3.00 lakh and above

    All Variant of Savings Bank / Current / OD / CC Accounts

    (Except the above mentioned schemes)

    ₹100/- + GST per Instrument

    15.C. Electronic Clearing Services (ECS) Return Charges

    1.Debit Return

     

    SBTASC & SBGBG

     ₹500/- + GST

    All other Savings Bank accounts

    (Except the above mentioned Schemes)

     ₹250/- + GST

    All variant of Current Accounts

     ₹350/- + GST

    2.Credit Returns

     

    All Variant of Savings Bank / Current / OD / CC Accounts

    Free

    Nature of Services

    Charges

    16. Signature Verification

    Signature verification charges

     

    Senior Citizen - ₹100/- + GST

    Others - ₹150/- + GST

    Nature of Services

    Charges

    17. Internet / Mobile Banking

    All eligible customers

    Free

    Annual Maintenance

    Free

    NEFT / RTGS

    Free

    IMPS (W.E.F 01.03.2023)

    Free for Senior Citizen, Female and Staff (including Ex-Staff) accounts.

    Transaction Limit

    IMPS transaction charges per transaction

    Upto ₹5,000/-

    NIL

    ₹5,001/- to ₹1,00,000/-

    ₹5/-  + GST

    ₹1,00,001/- ₹2,00,000/-

    ₹10/- +GST

    ₹2,00,001/- ₹5,00,000/-

    ₹15/- +GST

    Nature of Services

    Charges

    18.SMS Alert Charges

    All Variant of Savings Bank / Current / OD / CC Accounts

    Free

    Nature of Services

    Charges

    19. Demand Draft Charges

    1.Issuance charges -Account Holders

    Royal / SBTASC & SBGBG

    Free

    Flexi Current Accounts

    Previous MAB = ₹3.00 lakh and above

    All Variant of Savings Bank / Current / OD / CC Accounts

    (Except the above mentioned schemes)

    ₹3/- + GST per ₹1000/- with the minimum of ₹50/- + GST & maximum of ₹15,000/- + GST

    2.Issuance charges- Non-Account Holders

    ₹4/- per ₹1000/- + GST subject to the minimum of ₹100/- + GST per draft.

    3.DD Cancellation / Duplicate issuance / Revalidation of DD charges

    All Variant of Savings Bank / Current / OD / CC Accounts

    100/- + GST per Demand Draft including Royal SB Account.

    Nature of Services

    Charges

    20. Balance Confirmation Certificate

    All Variant of Savings Bank / Current / OD / CC Accounts

    ₹100/- + GST

    21. Registration of Power of Attorney

    All Variant of Savings Bank / Current / OD / CC Accounts

    Free for First Time Registration.

    ₹50/- + GST

    22.Debit card charges

    Card Variant

    Eligible Accounts for issuance of card variant

    Joining Fee (Excluding GST)

    Reissue Fee

    (Excluding GST)

    AMC

    (Excluding GST)

    Master Titanium (Non-Photo)

     

    Sbgen, Dynamic Youth, Visa, Visa Staff,  Mahila Subha, Santhosh, Lss, Classic Salary, Staff Sb

    100

    200

    150

    VISA Classic photo

    Sbgen, Dynamic Youth, Visa, Visa Staff,  Mahila Subha, Santhosh, Lss, Classic Salary, Staff Sb

     

    100

     

    100

    100

    VISA / Master Business Platinum 

    Current Accounts

    250

    200

    300

    VISA Platinum Contact Less, VISA Platinum (Photo)

    Sbgen, Dynamic Youth, Visa, Visa Staff,  Mahila Subha, Sb Premium, Royal, Santhosh, Lss, Classic Salary, Sb Nre, Sbnro, Sb Nre Premium, Staff Sb

    200

    200

    150

    Master Titanium (Photo) / Master Contact less ***

    Sbgen, Dynamic Youth, Visa, Visa Staff,  Mahila Subha, Sb Premium, Royal, Santhosh, Lss, Classic Salary, Sb Nre, Sbnro, Sb Nre Premium, Staff Sb

     

    200

     

    200

    150

    Rupay Platinum International My Delight Card

    Sbgen, Dynamic Youth, Visa, Visa Staff,  Mahila Subha, Sb Premium, Royal, Santhosh, Lss, Classic Salary, Sb Nre, Sb Nre Premium, Staff Sb

    300

    300

    250

    Rupay Platinum Co-Branded / NCML Card

    Sbgen, Dynamic Youth, Visa, Visa Staff, Mahila Subha, Sb Premium, Royal, Santhosh, Lss, Classic Salary, Sb Nre, Sb Nre Premium, Staff Sb

     

    200

    200

    150

    RuPay Platinum / Platinum International

    Sbgen, Dynamic Youth, Visa, Visa Staff,  Mahila Subha, Sb Premium, Royal, Santhosh, Lss, Classic Salary, Sb Nre, Sb Nre Premium, Staff Sb

    200

    200

    150

    Master Titanium My Delight Card

     

    Sbgen, Dynamic Youth, Visa, Visa Staff,  Mahila Subha, Sb Premium, Royal, Santhosh, Lss, Classic Salary, Sb Nre, Sb Nre Premium, Staff Sb

    300

    300

    250

    RuPay Classic Card

    Sssba / Ssssb

    NIL

    200

    150

    Rupay PMJDY/ Rupay Kisan

    Pmjdy / Kissan

    NIL

    200

    150

    Rupay MUDRA

    Mudra

    NIL

    200

    150

    Rupay Select

    All eligible SB Accounts (Excluding Basic SB Deposit accounts) / Current Accounts

    1000

    1000

    1000

    Note: Waived for all debit card variants except MY DELIGHT & RUPAY SELECT for Dynamic Youth savings Bank Accounts.

    23.Gift Card

    Customers

    Free

    Non-customers

    Upto ₹5000 – Free.

    Above ₹ 5000 – ₹50/- + GST

    Replacement of Gift Card

    ₹100/- + GST

    Statement Request

    Free

    Regeneration of PIN

    ₹50/- + GST

    24.Multi Currency Travel Card

    Issue

    ₹150/- + GST

    Reload

    ₹100/-+ GST

    25. ATM Transactions

    Own ATMs

    Free

    Other Bank ATMs

    5 Free transactions per month

    (Financial + non-financial).

    For Metro ATMs: 3 free transactions.

    Thereafter

    Financial - ₹21/- per txn + GST.

    Non-financial - ₹6/- per txn + GST

    10 Free Transaction per day for Rupay Select international Card

    In Visa/Master outlets outside India.

    International ATM transactions

    ₹100/- + GST per transaction.

    Fund Transfer through ATM

    Free (only within TMB Accounts – at TMB ATMs)

    Card to Card Transfer through ATM

    Free – TMB to TMB Cards

    Charges (TMB to other bank) - ₹20/- per txn+ GST

    In POS (other than fuel purchase)

    Free

    In POS for fuel purchase

    Surcharge of 2.50% of transaction amount or ₹10/- [Whichever is higher] plus GST.