Service Charges

our schedule of low service charges

The following is the exhaustive list of schedule of service charges as on May 01, 2014.

  • Savings Bank A/c - No Frills A/c TMB Janatha Savings

    Service Charge: Savings Bank A/c - No Frills A/c TMB Janatha Savings
    Minimum BalanceRs. 5.00.
    Charges for non-maintenance of Minimum BalanceNil.
  • Savings (AWB) A/c

    Service Charge: Savings (AWB) A/c
    Minimum Average Balance [MAB]With Cheque Book: Rural Rs. 250.00 / Others Rs. 500.00
    Without Cheque Book: Rural Rs. 100.00 / Others Rs. 250.00
    Charges for non-maintenance of MABWith Cheque Book: Rs. 25.00 Per Month
    Without Cheque Book: Rs. 15.00 Per Month
    Cash Remittance Limit - Parent / Satellite BranchFree up to Rs. 3,00,000.00 per day thereafter Rs. 1.50 per Rs. 1,000.00 for SB A/c with Monthly Average Balance (MAB) of previous month less than Rs. 10,000.00. Free for any amount with MAB of previous month Rs. 10,000.00 & above
  • Other Savings Bank account Facilities

    Service Charge: Other Savings Bank account Facilities
    Issue of Duplicate StatementRs. 25.00 per ledger folio. Minimum Rs. 25.00 + postage if any.
    Issue of loose cheque leavesRs. 25.00 per leaf
    Issue of Cheque BooksSB : Rs. 2.00 per leaf. First 20 cheque leaves free.
    Issue of duplicate pass bookRs. 25.00 per pass book with an additional charge of Rs. 5.00 per ledger folio or part there of (One ledger folio = 40 entries).
    Issue of duplicate deposit receiptRs. 50.00 per receipt plus cost of stamp paper for indemnity bond.
    DD CancellationDD Amount upto Rs. 250.00 - Rs. 10.00 + ST.
    DD Amount above Rs. 250.00 - Rs. 50.00 + ST.
    Mode of calculation of minimum balanceMonthly Average.
    Ledger Folio Charges TMB SB PremiumNil.
    Charges for exceeding permissible no. of debits in SBNo Limit.
    Charges for statement through e-mail for SB / SB Premium / VISA / Santhosh / SB NRE / SB NROFree for any frequency.
    Account ClosureWithin 1 Year: Savings A/c Individual Rs. 50.00 + ST, Non-Individual Rs. 75.00 + ST, Special Category - Rural Areas for Individuals / Pensioners / Senior Citizens - Rs. 25.00 + ST.
    .Above 1 Year: NIL.
  • Current Accounts

    Service Charge: Current Accounts
    Minimum Average Balance [MAB]Rs. 5,000.00 / Rs. 3,000.00 / Rs. 1,000.00 for Metro / Urban & Semi Urban / Rural Branch A/c.
    Non maintenance of minimum balanceCurrent (monthly) - Rs. 167.00.
    Cash Remittance Limit - Parent / Satellite BranchMonthly free cash remittances limit up to 25 Times of Monthly Average Balance (MAB) of previous month for both Parent and Satellite Branches put together.
    Charges at Rs. 1.00 per Rs. 1,000.00 at Parent Branch beyond 25 times. Charges at Rs. 1.50 per Rs. 1,000.00 at Satellite Branches beyond 25 times.
    Cheque BooksCurrent / OD / CC - MICR - Rs. 2.50 per leaf.
    Ledger folio charges (CA / OD / CC)Rs. 25.00 per folio (half yearly) with a minimum of Rs. 150.00.
    Ledger Folio Charges TMB Pearl & TMB PlatinumNil.
    Charges for statement through e-mail for current, OD / CC A/c’sFree for any frequency.
    Account ClosureWithin 1 Year: Rs. 250.00 + ST.
    Above 1 Year: NIL.
  • Remittance Facilities through own Bank

    Service Charge: Remittance Facilities through own Bank
    DD Issue
    • For Customers: Up to Rs. 1 Lakh - Rs. 0.175 paise per Rs. 100.00 subject to a minimum of Rs. 10.00 per draft. Above Rs. 1 Lakh - Rs. 0.125paise per Rs. 100.00 subject to a minimum of Rs. 175.00 per draft.
    • For Cash Remitting Account Holders: Up to Rs. 1 Lakh - Rs. 0.175 paise per Rs. 100.00 subject to a minimum of Rs. 15.00. Above Rs. 1 Lakh - Rs. 0.150 paise per Rs. 100.00 subject to a minimum of Rs. 175.00 per draft.
    • For Non-Account Holders: Rs. 0.200 paise per Rs. 100.00 subject to a minimum of Rs. 20.00 per draft.
    DD CancellationRs. 50.00 per Instrument.
    DD DuplicateRs. 50.00 per Instrument.
    DD RevalidationRs. 50.00 per Instrument.
    PO Issue (Local Draft)Rs. 0.10 paise per Rs. 100.00 per instrument. Minimum Rs. 25.00, Maximum Rs. 5,000.00.
    PO CancellationRs. 50.00 per Instrument.
    PO DuplicateRs. 50.00 per Instrument.
    PO RevalidationRs. 50.00 per Instrument.
    MT IssueFrom account to account (same name accounts at different branches) - At Par. From one account to other account - Actual postage + Rs. 5.00. For cash remitting customers usual DD charges + actual Postage
    MT CancellationN.A.
    MT DuplicateN.A.
    MT RevalidationN.A.
    FTFT OutwardUpto Rs. 10 Thousand: Rs. 2.50 per transaction. Ten Thousand to Less than Rs. 1 Lakh: Rs. 5.00 per transaction. Rs. Above 1 Lakhs to 2 Lakhs: Rs. 15.00 per transaction. Rs. Above 2 Lakhs to 5 Lakhs: Rs. 25.00 per transaction. Above Rs. 5 Lakhs: Rs. 50.00 per transaction. (Commission for Cash Remittances & Non Customers: Rs. 0.75 per Rs. 1,000.00 with minimum Rs. 25.00 commission.)
    NEFT Charges [TMB eTransfer] - InwardFree
    NEFT Charges [TMB eTransfer] - OutwardRs. 2.50 flat for upto Rs. 10,000.00, Rs. 5.00 flat for less than Rs. 1 Lakh, for Rs. 1 to 2 Lakhs - Rs. 15.00 and above Rs. 2 Lakhs - Rs. 25.00. Additional Time Varying Tariff as below applicable.
    RTGS Outward
    • Rs. 2 Lakhs to Less Than 5 Lakhs: Rs. 25.00 + applicable time varying tariff, subject to a maximum of Rs. 30.00.
    • Above Rs. 5 Lakhs: Rs. 50.00 + applicable time varying tariff, subject to a maximum of Rs. 55.00
    • Time Varying Tariff applicable as below.
    Time Varying Tariff for NEFT/RTGS
    • Additional Time Varying Tariff: 09:00 to 12:00 hrs - NIL, 12:00 hrs to 15:30 hrs - Rs. 1.00, 15:30 hts to 17:30 hrs - Rs. 5.00, Beyond 17:30 hrs - Rs. 10.00.
    RTGS InwardFree
  • Remittance Facilities through Other Bank

    Service Charge: Remittance Facilities through Other Bank
    DD IssueHDFC & IDBI arrangements No extra cost. Normal DD issuing Charges. For DD on other banks, actual other bank charges plus Rs. 0.05 paise commission per Rs. 100.00 per instrument.
    DD CancellationCharges at Actuals.
    DD DuplicateCharges at Actuals.
    DD RevalidationCharges at Actuals.
    PO Issue (Local Draft)No such arrangement with other banks.
    PO CancellationNo such arrangement with other banks.
    PO DuplicateNo such arrangement with other banks.
    PO RevalidationNo such arrangement with other banks.
    TT IssueNo such arrangement with other banks.
    TT CancellationNo such arrangement with other banks.
    TT DuplicateNo such arrangement with other banks.
    TT RevalidationNo such arrangement with other banks.
    EFT Charges - InwardNo such arrangement with other banks.
    EFT Charges - OutwardNo such arrangement with other banks.
    RTGS OutwardNo such arrangement with other banks.
    RTGS InwardNo such arrangement with other banks.
    Collection of ChequesWith IDBI & HDFC no extra cost.
  • Foreign Exchange Transactions

    Service Charge: Foreign Exchange Transactions
    Remittance OutwardCommission - TT for import - 0.25%, Commission - TT for non-import - 0.125% subject to a minimum of Rs. 100.00.
    Remittance InwardRs. 225.00. Personal Remittances: - Rs. 50.00 up to USD 5000 & Rs. 100.00 for above USD 5000.
    TC - SellingCommission - Not exceeding 1% on rupee equivalent. Commission for TC issued against foreign currency remittances received from abroad - 0.25%.
    TC - Encashing0.25% subject to a minimum of Rs. 25.00.
    TC - Foreign CurrencyService not available at present.
  • Cheque Collection

    Service Charge: Cheque Collection
    Complete Revised ChargesView / Download (Format: Adobe "PDF" Document).
    Allowing operation through Power of Attorney / Mandate Holder (One time)Savings Rs. 50.00, Current / OD / CC Rs. 100.00.
    Change of Authorised signatory including reconstitution of accountSB : Rs. 50.00, Current / OD / CC Rs. 100.00 per occasion.
    Record copy of the chequeRs. 10.00 per instrument i.e. cheque/s honoured in a single date, subject to the min of Rs. 15.00 per instance. Actual xerox charges to be collected when color xerox taken. If there is a dispute about a cheque paid and the request is made within a period of one year no charges shall be levied.
  • Bills

    Service Charge: Bills
    Bills outwardRs. 0.30 paise per Rs. 100.00 subject to a minimum commission of Rs. 50.00 per bill + postage + other bank charges.
    Bills InwardRs. 0.45 paise per Rs. 100.00 subject to a minimum commission of Rs. 50.00 per bill + postage + other bank charges.
    Bills under ILC received for collection (if the lc is issued by our own branch then charges may be collected at the LC issuing branch)Rs. 0.20 paise per Rs. 100.00.
    Local bills sent for collection returned unpaidRs. 25.00 per bill.
    Outstation bills sent for collection returned unpaid50% of collection charges subject to a minimum of Rs. 25.00 per bill shall be charged.
    Collection of deposit receiptsThe charges applicable to outstation instrument i.e. bills will be collected for local/outstation deposit receipt of other Banks.
  • Bills Discounting / Negotiation

    Service Charge: Bills Discounting / Negotiation
    Bills discountingCollection charges + applicable interest + postage.
    Commission for Bills Negotiation under ILC (Interest, Postage etc)For Bills up to Rs. 5 Lakhs - Rs. 0.20 paise per Rs. 100.00, Above Rs. 5 Lakhs Rs. 1,000.00 per bill.
    ILC negotiation for non-customers and issue of pay order / local draftDraft issuing charges of Rs. 100.00 per local draft, in addition to the normal commission, interest and postage etc, shall be collected.
  • Retail and Business Loan(s) Processing Charges

    Service Charge: Retail and Business Loan(s) Processing Charges
    All SchemesView / Download (Format: Adobe "PDF" Document).
  • Other Retail Loan Related Charges

    Service Charge: Other Retail Loan Related Charges
    Loan Prepayment ChargesNil (If Loan Closed from own sources of funds. Not Take Over by Another Bank.).
    No Due CertificateRs. 50.00 For no dues certificate, free for first occasion.
    Solvency CertificateRs. 100.00 per Lakh or part thereof. Min Rs. 100.00, Max Rs. 10,000.00.
    Charges for late payment of EMINo Separate Charges. But penal interest is applicable.
    Charges for changing from fixed to floating rates of interestYet to introduce floating rate schemes.
    Charges for changing from float to fixed rates of interestYet to introduce floating rate schemes.
  • ATM Cards

    Service Charge: ATM Cards
    Membership FeeFree.
    Annual FeeFree.
    Renewal ChargesFree.
    Late Payment ChargesNo Overdraft is Allowed.
    Interest ChargesNot Applicable.
    Replacement ChargesRs. 100.00.
    Pinmailer Request [not for first time]Rs. 50.00.
    Transaction Charge for Partner BanksAs per NFS Mandate.
    Transaction Charge for Non-Partner BanksNot Applicable.
  • Credit Cards

    Service Charge: Credit Cards
    Admission FeeRs. 150.00 p.a. upfront.
    Membership Fee (One Time)Personal / Corporate Rs. 250.00. Add-on Card Rs. 150.00.
    Annual FeePersonal / Corporate Rs. 250.00. Add-on Card Rs. 150.00.
    Renewal ChargesNo extra fee other than the upfront annual fee.
    Late Payment ChargesNil.
    Interest ChargesCommercial Rate (PLR+2.50%) + 2% p.a.
    Replacement ChargesRs. 200.00.
    Hot listing ChargesRs. 200.00.
    Cash Withdrawal2.50% of amount withdrawn minimum Rs. 20.00.
  • Debit Card

    Service Charge: Debit Card
    Membership FeeNo Charge.
    Annual FeeFree for 1st Year. Rs. 50.00 p.a. second year onwards. Exempted for Royal SB A/c holders.
    Renewal FeeNo Charge.
    Re-Issue of PINRs. 50.00.
    Replacement ChargesRs. 100.00.
    Transaction Charges at TMB Surabhi ATMNil.
  • Charges at Visa / Plus ATMs

    Service Charge: Charges at Visa / Plus ATMs
    Cash withdrawal at DomesticRs. 20.00 per transaction.
    Cash withdrawal at InternationalRs. 100.00 per transaction.
    Balance Inquiry at DomesticNil.
    Balance Inquiry at InternationalNil.
  • Charges at NFS ATM Network

    Service Charge: Charges at NFS ATM Network
    Cash WithdrawalRs. 17.00 per transaction.
    Balance Enq. / PIN Change / Mini StatementRs. 6.00 per transaction.
    Free Access LimitationNote: The 5 free transactions permitted per month at other Bank ATMs for Savings Bank account is inclusive of both financial and non-financial transactions stated above.
  • Charges at Point of Sale

    Service Charge: Charges at Point of Sale
    For Usage at Merchant EstablishmentNil.
    For usage at Petrol PumpsSurcharge of 2.50% of transaction amount or Rs. 10.00 [whichever is higher].
  • Miscellaneous

    Service Charge: Miscellaneous
    Balance enquiryFree.
    Balance CertificateRs. 50.00.
    Interest CertificateRs. 50.00.
    Account Maintenance CertificateRs. 50.00.
    Bankers ReportRs. 100.00 per Report.
    Use of Fax / Telephone / ModemCharges at Actuals.
    Photo AttestationRs. 25.00 per verification.
    Signature AttestationRs. 25.00 per verification.
    Stop Payment ChargesRs. 25.00 per instrument. Max Rs. 200.00.
    Locker Facility ChargesView / Download (Format: Adobe "PDF" Document).
    Breaking open of safe deposit lockers when key is lost by the hirerActual Charges plus Rs. 200.00.
    One time Standing Instruction registration charges ( Other than transfer to Deposit / Loan accounts) (Setting up Fee)Rs. 10.00.
  • Electronic Clearing Service Charges

    Service Charge: Electronic Clearing Service Charges
    ECS DebitFree.
    ECS CreditFree.
    ECS Debit ReturnRs. 100.00 Irrespective of Amount.
    ECS MandateFree for Certifying and Verifying Customer Mandate.
    Remittance of instalments and interest to the credit of Term loans and Demand Loans from other branches including remittance by cash (not for operative accounts)Free for all term loan and demand loan accounts
    Rent on Post Parcels ( for parcels not cleared on presentation - charges applicable from the date of intimation)Rural: Rs. 5.00 per day with a minimum of Rs. 10.00; Semi-Urban: Rs. 10.00 per day with a minimum of Rs. 25.00; Urban: Rs. 20.00 per day with a minimum of Rs. 50.00; Metro: Rs. 25.00 per day with a minimum of Rs. 100.00.
    Postal TariffOrdinary Post Rs. 5.00, Registered Post Rs. 25.00, Courier - Rs. 15.00.
    Noting of Stop Payment of DDRs. 25.00 per instrument.
    Issue of Duplicate Loan BooksRs. 10.00 per item.
    Change of original instructions: Documents / bills: (waiving C form, Delivery, C Form, Free of payment, extending retirement time, etc)Rs. 50.00 per request from the proceeds of collection unless instructed otherwise.
    Penalties for locker rent in defaultRs. 50.00 per quarter or part thereof for all category of lockers.
    Loss of TokenRs. 100.00 per lost token.
    ILC Advising ChargesRs. 200.00 per ILC.
    ILC Amendment chargesRs. 50.00 per occasion.
    ILC signature verification chargesRs. 50.00 per ILC.
  • Cash handling charges during the Extended Business Hours

    Service Charge: Cash handling charges during the Extended Business Hours
  • Note: Service Tax as applicable at prevailing rates. The above charges are with effect from Nov 01, 2011 and subject to revision from time to time, but any such revisions will be published atleast 30 days in advance.

  • NEFT Charges Updated: New Slab of upto Rs. 10,000.00 added under NEFT Charges effective Aug 01, 2012.

  • Service Charges Updated: Service Charges for Ordinary SB and CA Accounts revised w.e.f. May 01, 2014.