The following is the exhaustive list of schedule of service charges as on May 01, 2014.
|Minimum Balance||Rs. 5.00.|
|Charges for non-maintenance of Minimum Balance||Nil.|
|Minimum Average Balance [MAB]||With Cheque Book: Rural Rs. 250.00 / Others Rs. 500.00|
Without Cheque Book: Rural Rs. 100.00 / Others Rs. 250.00
|Charges per Month for non-maintenance of MAB||With Cheque Book: Rs. 5.00 (MAB > 187 & < 250), Rs. 15.00 (MAB > 124 & <= 187), Rs. 25.00 (MAB > 29 & <= 124), Rs. 0.00 (MAB <= 29).|
Without Cheque Book: Rs. 5.00 (MAB > 187 & < 250), Rs. 10.00 (MAB > 124 & <= 187), Rs. 15.00 (MAB > 29 & <= 124), Rs. 0.00 (MAB <= 29).
|Cash Remittance Limit - Parent / Satellite Branch||Free up to Rs. 3,00,000.00 per day thereafter Rs. 1.50 per Rs. 1,000.00 for SB A/c with Monthly Average Balance (MAB) of previous month less than Rs. 10,000.00. Free for any amount with MAB of previous month Rs. 10,000.00 & above|
|Issue of Duplicate Statement||Rs. 25.00 per ledger folio. Minimum Rs. 25.00 + postage if any.|
|Issue of loose cheque leaves||Rs. 25.00 per leaf|
|Issue of Cheque Books||SB : Rs. 2.00 per leaf. First 20 cheque leaves free.|
|Issue of duplicate pass book||Rs. 25.00 per pass book with an additional charge of Rs. 5.00 per ledger folio or part there of (One ledger folio = 40 entries).|
|Issue of duplicate deposit receipt||Rs. 50.00 per receipt plus cost of stamp paper for indemnity bond.|
|DD Cancellation||DD Amount upto Rs. 250.00 - Rs. 10.00 + ST.|
DD Amount above Rs. 250.00 - Rs. 50.00 + ST.
|Mode of calculation of minimum balance||Monthly Average.|
|Ledger Folio Charges TMB SB Premium||Nil.|
|Charges for exceeding permissible no. of debits in SB||No Limit.|
|Charges for statement through e-mail for SB / SB Premium / VISA / Santhosh / SB NRE / SB NRO||Free for any frequency.|
|Account Closure||Up to 14 days - The customer has the freedom to close / switch savings accounts, if the customer is not happy with the account, within 14 days from the date of account opening. No charges will be levied for such an action.|
Above 14 days up to 1 year Individual Rs. 50.00 + ST, Non-Individual Rs. 75.00 + ST, Special Category - Rural Areas for Individuals / Pensioners / Senior Citizens - Rs. 25.00 + ST.
.Above 1 Year: NIL.
|Minimum Average Balance [MAB]||Rs. 5,000.00 / Rs. 3,000.00 / Rs. 1,000.00 for Metro / Urban & Semi Urban / Rural Branch A/c.|
|Non maintenance of minimum balance||Current (monthly) - Rs. 167.00.|
|Cash Remittance Limit - Parent / Satellite Branch||Monthly free cash remittances limit up to 25 Times of Monthly Average Balance (MAB) of previous month for both Parent and Satellite Branches put together.|
Charges at Rs. 1.00 per Rs. 1,000.00 at Parent Branch beyond 25 times. Charges at Rs. 1.50 per Rs. 1,000.00 at Satellite Branches beyond 25 times.
|Cheque Books||Current / OD / CC - MICR - Rs. 2.50 per leaf.|
|Ledger folio charges (CA / OD / CC)||Rs. 25.00 per folio (half yearly) with a minimum of Rs. 150.00.|
|Ledger Folio Charges TMB Pearl & TMB Platinum||Nil.|
|Charges for statement through e-mail for current, OD / CC A/c’s||Free for any frequency.|
|Account Closure||Up to 14 days - The customer has the freedom to close/switch current accounts, if the customer is not happy with the account, within 14 days from the date of account opening. No charges will be levied for such an action.|
Above 14 days up to 1 year: Rs. 250.00 + ST.
Above 1 Year: NIL.
|DD Cancellation||Rs. 50.00 per Instrument.|
|DD Duplicate||Rs. 50.00 per Instrument.|
|DD Revalidation||Rs. 50.00 per Instrument.|
|PO Issue (Local Draft)||Rs. 0.10 paise per Rs. 100.00 per instrument. Minimum Rs. 25.00, Maximum Rs. 5,000.00.|
|PO Cancellation||Rs. 50.00 per Instrument.|
|PO Duplicate||Rs. 50.00 per Instrument.|
|PO Revalidation||Rs. 50.00 per Instrument.|
|MT Issue||From account to account (same name accounts at different branches) - At Par. From one account to other account - Actual postage + Rs. 5.00. For cash remitting customers usual DD charges + actual Postage|
|FTFT Outward||Upto Rs. 10 Thousand: Rs. 2.50 per transaction. Ten Thousand to Less than Rs. 1 Lakh: Rs. 5.00 per transaction. Rs. Above 1 Lakhs to 2 Lakhs: Rs. 15.00 per transaction. Rs. Above 2 Lakhs to 5 Lakhs: Rs. 25.00 per transaction. Above Rs. 5 Lakhs: Rs. 50.00 per transaction. (Commission for Cash Remittances & Non Customers: Rs. 0.75 per Rs. 1,000.00 with minimum Rs. 25.00 commission.)|
|NEFT Charges [TMB eTransfer] - Inward||Free|
|NEFT Charges [TMB eTransfer] - Outward||Rs. 2.50 flat for upto Rs. 10,000.00, Rs. 5.00 flat for less than Rs. 1 Lakh, for Rs. 1 to 2 Lakhs - Rs. 15.00 and above Rs. 2 Lakhs - Rs. 25.00. Additional Time Varying Tariff as below applicable.|
|Time Varying Tariff for NEFT/RTGS|
|DD Issue||HDFC & IDBI arrangements No extra cost. Normal DD issuing Charges. For DD on other banks, actual other bank charges plus Rs. 0.05 paise commission per Rs. 100.00 per instrument.|
|DD Cancellation||Charges at Actuals.|
|DD Duplicate||Charges at Actuals.|
|DD Revalidation||Charges at Actuals.|
|PO Issue (Local Draft)||No such arrangement with other banks.|
|PO Cancellation||No such arrangement with other banks.|
|PO Duplicate||No such arrangement with other banks.|
|PO Revalidation||No such arrangement with other banks.|
|TT Issue||No such arrangement with other banks.|
|TT Cancellation||No such arrangement with other banks.|
|TT Duplicate||No such arrangement with other banks.|
|TT Revalidation||No such arrangement with other banks.|
|EFT Charges - Inward||No such arrangement with other banks.|
|EFT Charges - Outward||No such arrangement with other banks.|
|RTGS Outward||No such arrangement with other banks.|
|RTGS Inward||No such arrangement with other banks.|
|Collection of Cheques||With IDBI & HDFC no extra cost.|
|Remittance Outward||Commission - TT for import - 0.25%, Commission - TT for non-import - 0.125% subject to a minimum of Rs. 100.00.|
|Remittance Inward||Rs. 225.00. Personal Remittances: - Rs. 50.00 up to USD 5000 & Rs. 100.00 for above USD 5000.|
|TC - Selling||Commission - Not exceeding 1% on rupee equivalent. Commission for TC issued against foreign currency remittances received from abroad - 0.25%.|
|TC - Encashing||0.25% subject to a minimum of Rs. 25.00.|
|TC - Foreign Currency||Service not available at present.|
|Complete Revised Charges||View / Download (Format: Adobe "PDF" Document).|
|Allowing operation through Power of Attorney / Mandate Holder (One time)||Savings Rs. 50.00, Current / OD / CC Rs. 100.00.|
|Change of Authorised signatory including reconstitution of account||SB : Rs. 50.00, Current / OD / CC Rs. 100.00 per occasion.|
|Record copy of the cheque||Rs. 10.00 per instrument i.e. cheque/s honoured in a single date, subject to the min of Rs. 15.00 per instance. Actual xerox charges to be collected when color xerox taken. If there is a dispute about a cheque paid and the request is made within a period of one year no charges shall be levied.|
|Bills outward||Rs. 0.30 paise per Rs. 100.00 subject to a minimum commission of Rs. 50.00 per bill + postage + other bank charges.|
|Bills Inward||Rs. 0.45 paise per Rs. 100.00 subject to a minimum commission of Rs. 50.00 per bill + postage + other bank charges.|
|Bills under ILC received for collection (if the lc is issued by our own branch then charges may be collected at the LC issuing branch)||Rs. 0.20 paise per Rs. 100.00.|
|Local bills sent for collection returned unpaid||Rs. 25.00 per bill.|
|Outstation bills sent for collection returned unpaid||50% of collection charges subject to a minimum of Rs. 25.00 per bill shall be charged.|
|Collection of deposit receipts||The charges applicable to outstation instrument i.e. bills will be collected for local/outstation deposit receipt of other Banks.|
|Bills discounting||Collection charges + applicable interest + postage.|
|Commission for Bills Negotiation under ILC (Interest, Postage etc)||For Bills up to Rs. 5 Lakhs - Rs. 0.20 paise per Rs. 100.00, Above Rs. 5 Lakhs Rs. 1,000.00 per bill.|
|ILC negotiation for non-customers and issue of pay order / local draft||Draft issuing charges of Rs. 100.00 per local draft, in addition to the normal commission, interest and postage etc, shall be collected.|
|All Schemes||View / Download (Format: Adobe "PDF" Document).|
|Key Information on Advances||View / Download (Format: Adobe "PDF" Document).|
|Loan Prepayment Charges||Nil (If Loan Closed from own sources of funds. Not Take Over by Another Bank.).|
|No Due Certificate||Rs. 50.00 For no dues certificate, free for first occasion.|
|Solvency Certificate||Rs. 100.00 per Lakh or part thereof. Min Rs. 100.00, Max Rs. 10,000.00.|
|Charges for late payment of EMI||No Separate Charges. But penal interest is applicable.|
|Charges for changing from fixed to floating rates of interest||Yet to introduce floating rate schemes.|
|Charges for changing from float to fixed rates of interest||Yet to introduce floating rate schemes.|
|Late Payment Charges||No Overdraft is Allowed.|
|Interest Charges||Not Applicable.|
|Replacement Charges||Rs. 100.00.|
|Pinmailer Request [not for first time]||Rs. 50.00.|
|Transaction Charge for Partner Banks||As per NFS Mandate.|
|Transaction Charge for Non-Partner Banks||Not Applicable.|
|Admission Fee||Rs. 150.00 p.a. upfront.|
|Membership Fee (One Time)||Personal / Corporate Rs. 250.00. Add-on Card Rs. 150.00.|
|Annual Fee||Personal / Corporate Rs. 250.00. Add-on Card Rs. 150.00.|
|Renewal Charges||No extra fee other than the upfront annual fee.|
|Late Payment Charges||Nil.|
|Interest Charges||Commercial Rate (PLR+2.50%) + 2% p.a.|
|Replacement Charges||Rs. 200.00.|
|Hot listing Charges||Rs. 200.00.|
|Cash Withdrawal||2.50% of amount withdrawn minimum Rs. 20.00.|
|Membership Fee||VISA Debit (Non-Photo) and RuPay Debit - No Charge.|
VISA EMV Platinum with Photo - Rs. 150.00 plus Service Tax. Exempted for NRE Premium and Royal SB A/c holders.
VISA Business Debit Card (Platinum) - Rs. 200.00 plus Service Tax. Exempted for TMB Gold and Diamond Current A/c holders.
|Annual Fee||1. VISA Debit (Non-Photo) and RuPay Debit - a) Free for 1st Year. b) Rs. 50.00 p.a. plus Service Tax from second year onwards. c) Exempted for SB Premium, Royal SB and TMB Happy Family A/c holders.|
2. VISA EMV Platinum with Photo and VISA CONTACT LESS CARD - a) Free for 1st Year. b) Rs. 100.00 p.a. plus Service Tax from second year onwards. c) Exempted for SB Premium, NRE Premium SB, Royal SB and TMB Happy Family A/c holders.
3. RuPay EMV Platinum - a) Free for 1st Year. b) Rs. 100.00 p.a. plus Service Tax from second year onwards. c) Exempted for SB Premium, Royal SB and TMB Happy Family A/c holders.
4. VISA Business Debit Card (Platinum) - a) Free for 1st Year. b) Rs. 200.00 p.a. plus Service Tax from second year onwards. c) Exempted for TMB Gold and Diamond Current A/c and TMB Happy Family A/c holders.
|Renewal Fee||No Charge.|
|Re-Issue of PIN||Rs. 50.00 plus Service Tax.|
|Replacement Charges||VISA Debit (Non-Photo) and RuPay Debit - Rs. 100.00 plus Service Tax.|
VISA EMV Platinum with Photo - Rs. 150.00 plus Service Tax.
VISA Business Debit Card (Platinum) - Rs. 200.00 plus Service Tax.
|Transaction Charges at TMB Surabhi ATM||Nil.|
|Cash withdrawal at Domestic||Upto July 19, 2015 - Rs. 17.00 per transaction.|
From July 20, 2015 - Rs. 19.00 per transaction.
|Cash withdrawal at International||Rs. 100.00 per transaction.|
|Balance Inquiry at Domestic||Nil.|
|Balance Inquiry at International||Nil.|
|Cash Withdrawal||Upto July 19, 2015 - Rs. 17.00 per transaction.|
From July 20, 2015 - Rs. 19.00 per transaction.
|Balance Enq. / PIN Change / Mini Statement||Upto July 19, 2015 - Rs. 6.00 per transaction.|
From July 20, 2015 - Rs. 7.00 per transaction.
|Card to Card Funds Transfer||Upto July 19, 2015 - Rs. 9.00 per transaction.|
From July 20, 2015 - Rs. 10.00 per transaction.
|Free Access Limitation||Note: The 5 free transactions permitted per month at other Bank ATMs for Savings Bank account is inclusive of both financial and non-financial transactions stated above.|
The Number of free transactions is restricted to Three for transactions made in ATMs located in Six Metro centres viz., Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad.
|For Usage at Merchant Establishment||No Charges.|
|For usage at Petrol Pumps||Surcharge of 2.50% of transaction amount or Rs. 10.00 [whichever is higher] plus Service Tax.|
|For usage at IRCTC and other selective e-Commerce sites (Card not present Txn)||Applicable surcharge plus service Tax.|
|For Online eCommerce Transaction||These charges are collected at actuals and subject to change from time to time.|
|Balance Certificate||Rs. 50.00.|
|Interest Certificate||Rs. 50.00.|
|Account Maintenance Certificate||Rs. 50.00.|
|Bankers Report||Rs. 100.00 per Report.|
|Use of Fax / Telephone / Modem||Charges at Actuals.|
|Photo Attestation||Rs. 25.00 per verification.|
|Signature Attestation||Rs. 25.00 per verification.|
|Stop Payment Charges||Rs. 25.00 per instrument. Max Rs. 200.00.|
|Locker Facility Charges||View / Download (Format: Adobe "PDF" Document).|
|Breaking open of safe deposit lockers when key is lost by the hirer||Actual Charges plus Rs. 200.00.|
|One time Standing Instruction registration charges ( Other than transfer to Deposit / Loan accounts) (Setting up Fee)||Rs. 10.00.|
|ECS Debit Return||Rs. 100.00 Irrespective of Amount.|
|ECS Mandate||Free for Certifying and Verifying Customer Mandate.|
|Remittance of instalments and interest to the credit of Term loans and Demand Loans from other branches including remittance by cash (not for operative accounts)||Free for all term loan and demand loan accounts|
|Rent on Post Parcels ( for parcels not cleared on presentation - charges applicable from the date of intimation)||Rural: Rs. 5.00 per day with a minimum of Rs. 10.00; Semi-Urban: Rs. 10.00 per day with a minimum of Rs. 25.00; Urban: Rs. 20.00 per day with a minimum of Rs. 50.00; Metro: Rs. 25.00 per day with a minimum of Rs. 100.00.|
|Postal Tariff||Ordinary Post Rs. 5.00, Registered Post Rs. 25.00, Courier - Rs. 15.00.|
|Noting of Stop Payment of DD||Rs. 25.00 per instrument.|
|Issue of Duplicate Loan Books||Rs. 10.00 per item.|
|Change of original instructions: Documents / bills: (waiving C form, Delivery, C Form, Free of payment, extending retirement time, etc)||Rs. 50.00 per request from the proceeds of collection unless instructed otherwise.|
|Penalties for locker rent in default||Rs. 50.00 per quarter or part thereof for all category of lockers.|
|Loss of Token||Rs. 100.00 per lost token.|
|ILC Advising Charges||Rs. 200.00 per ILC.|
|ILC Amendment charges||Rs. 50.00 per occasion.|
|ILC signature verification charges||Rs. 50.00 per ILC.|
Note: Service Tax as applicable at prevailing rates. The above charges are with effect from Nov 01, 2011 and subject to revision from time to time, but any such revisions will be published atleast 30 days in advance.
NEFT Charges Updated: New Slab of upto Rs. 10,000.00 added under NEFT Charges effective Aug 01, 2012.
Service Charges Updated: Service Charges for Ordinary SB and CA Accounts revised w.e.f. May 01, 2014.