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Retail Lending Rates

our lending rates for retail loans

TMB offers a diverse range of retail loans to suit every purpose and every need. The loans are well structured and designed with the needs of common man in mind. All products cater to a diverse segment of masses to support their specific requirements at attractive rates of interest.

Current Base Rate for Lending (BR)

Current Base Rate for Lending (BR) w.e.f. Feb 11, 2013 is 10.75% p.a.

Retail Lending Loan Rate(s)

Click on the Loan Scheme on the left to learn more about the same.

Table showing various Retail Lending Interest Rates
Product / Scheme NameRate of Interest (p.a.)
  • Table above shows interest charged under various conditions for every scheme.
  • These rates are exclusive of any additional interest / penalties that may be applicable.
  • Current Base Rate for Lending (BR) with effect from Feb 11, 2013 is 10.75% p.a.
  • Interest Rates subject to change without notice as per the market trends and the bank’s decision in this regards is final.
Personal Loan17.25% / 19.75%
Home Loan11.25% / 11.50% / 11.75% / 12.25%
House Rent Loan16.25% / 17.25%
Doctor Loan13.75% / 14.25% / 15.00%
Education Loan14.50%
Short Term Study Loan13.75% / 14.25%
Two Wheeler Loan16.25%
Car Loan12.25% / 12.75%
Gold Over Draft11.25% / 12.25% / 13.50% / 13.75% / 14.00% / 14.75% / 15.00%
Pension Loan14.50%
General Credit Card19.25%