Retail Lending Rates
our lending rates for retail loans
TMB offers a diverse range of retail loans to suit every purpose and every need. The loans are well structured and designed with the needs of common man in mind. All products cater to a diverse segment of masses to support their specific requirements at attractive rates of interest.
Current Base Rate for Lending (BR)
Current Base Rate for Lending (BR) w.e.f. Dec 01, 2016 is 10.30% p.a.
Retail Lending Loan Rate(s)
Click on the Loan Scheme on the left to learn more about the same.
| Product / Scheme Name | Rate of Interest (p.a.) |
|---|---|
| |
| Personal Loan | 14.30% / 15.80% / 16.30% |
| Home Loan | 10.30% / 10.55% / 10.80% |
| House Rent Loan | 13.05% / 14.05% |
| Doctor Loan | 13.30% / 13.80% / 14.55% |
| Education Loan | 14.05% |
| Short Term Study Loan | 13.30% / 13.80% |
| Two Wheeler Loan | 15.80% |
| Car Loan | 11.30% / 11.55% |
| Gold Over Draft | 12.80% / 13.30% / 13.55% / 14.30% / 14.55% |
| Pension Loan | 14.05% |
| General Credit Card | 18.80% |
Interest Rates Charged for Retail Loans
The Minimum, Maximum and Mean interest rates charged for the Retail Loans sanctioned during the quarter ended 31st March 2017 is furnished below:
| Description | Minimum lnterest Rate (% p.a.) | Mean lnterest Rate (% p.a.) | Maximum lnterest Rate (% p.a.) |
|---|---|---|---|
| |||
| Home Loans | 9.85% | 10.00% | 10.40% |
| Car Loans | 11.10% | 11.18% | 12.60% |
| Personal Loans | 12.30% | 13.29% | 15.15% |
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