Navarathnamala RD

our most popular recurring deposit scheme

TMB Navarathnamala Recurring Deposit Scheme

Learn more about the best Recurring plus Reinvestment Scheme from TMB.

A unique mixture of monthly savings and reinvestment plans, suitable for people of all walks of life. Plan for your children's higher education and marriage expenses by joining in the Navarathnamala Deposit Scheme today. It offers attractive returns on investments with compounded interest for entire duration.

Instalment can be remitted for 36 / 48 / 60 months. Account can be opened for either 60 months with 36 months instalments plus 24 months reinvestment period or 120 months with 36 / 48 / 60 months instalments period plus 84 / 72 / 60 months reinvestment period respectively.

Product Highlights:

  • The Scheme is open to all Indian Citizens of above the age of 18 years.
  • Accounts in the name of Minor Children can be opened by their parents, as natural guardian.
  • 5 years NMD - Rate of interest is 7.00% p.a. For Senior Citizens, its 7.50% p.a.
  • 10 years NMD - Rate of interest is 7.00% p.a. For Senior Citizens, its 7.50% p.a.
  • Lump Sum repayment of Rs. 10,000.00, Rs. 20,000.00, Rs. 30,000.00, Rs. 50,000.00 & Rs. 1,00,000.00 etc.
  • Joint Accounts can be opened.
  • Scheme is open to Individuals, HUF, Partnership Firms, Company, Trusts and Associations, etc.
  • Scheme is also open to Non Resident Individuals. NRE accounts are fully exempted from the provisions of TDS.
  • A single person / entity can open any number of Navarathnamala accounts.
  • Standing Instruction / ECS facility available.
  • Nomination facility available.
  • Pre-closure facility is available.
  • Loan against the deposited amount is available. Further, the deposit amount can also be offered as security for other credit facilities.

10 Year Maturity Navarathnamala RD Returns Table Calculator for General Public:

Table showing the monthly instalment for 10 Year Navarathnamala RD Returns Table Calculator for General Public
Monthly Instalments Payable
only upto period of
Repayable amount after 10 years from date of opening
36 Months48 Months60 MonthsMaturity Amount
  • General Public Interest Rate @ 7.00% p.a. compounded quarterly.
  • All figures above are nearest approximate for illustration. Visit our nearest branch for accurate investment & maturity details.
  • Interest Rates as updated on Dec 07, 2016 and are subject to change without notice.
Rs. 153.50Rs. 119.00Rs. 98.50Rs. 10,000.00
Rs. 307.00Rs. 238.00Rs. 197.00Rs. 20,000.00
Rs. 460.50Rs. 357.00Rs. 295.50Rs. 30,000.00
Rs. 767.50Rs. 595.00Rs. 492.50Rs. 50,000.00
Rs. 1,535.00Rs. 1,190.00Rs. 985.00Rs. 1,00,000.00
Rs. 7,675.00Rs. 5,950.00Rs. 4,925.00Rs. 5,00,000.00
Rs. 15,350.00Rs. 11,900.00Rs. 9,850.00Rs. 10,00,000.00

10 Year Maturity Navarathnamala RD Returns Table Calculator for Senior Citizens:

Table showing the monthly instalment for 10 Year Navarathnamala RD Returns Table Calculator for Senior Citizens
Monthly Instalments Payable
only upto period of
Repayable amount after 10 years from date of opening
36 Months48 Months60 MonthsMaturity Amount
  • Senior Citizens Interest Rate @ 7.50% p.a. compounded quarterly.
  • All figures above are nearest approximate for illustration. Visit our nearest branch for accurate investment & maturity details.
  • Interest Rates as updated on Dec 07, 2016 and are subject to change without notice.
Rs. 147.00Rs. 114.50Rs. 95.00Rs. 10,000.00
Rs. 294.00Rs. 229.00Rs. 190.00Rs. 20,000.00
Rs. 441.00Rs. 343.50Rs. 285.00Rs. 30,000.00
Rs. 735.00Rs. 572.50Rs. 475.00Rs. 50,000.00
Rs. 1,470.00Rs. 1,145.00Rs. 950.00Rs. 1,00,000.00
Rs. 7,350.00Rs. 5,725.00Rs. 4,750.00Rs. 5,00,000.00
Rs. 14,700.00Rs. 11,450.00Rs. 9,500.00Rs. 10,00,000.00

5 Year Maturity Navarathnamala RD Returns Table Calculator for General Public:

Table showing the monthly instalment for 5 Year Navarathnamala RD Returns Table Calculator for General Public
Monthly Instalments Payable for 36 monthsRepayable amount after 5 years from date of opening
  • General Public Interest Rate @ 7.00% p.a. compounded quarterly.
  • All figures above are nearest approximate for illustration. Visit our nearest branch for accurate investment & maturity details.
  • Interest Rates as updated on Dec 07, 2016 and are subject to change without notice.
Rs. 217.00Rs. 10,000.00
Rs. 434.00Rs. 20,000.00
Rs. 651.00Rs. 30,000.00
Rs. 1,085.00Rs. 50,000.00
Rs. 2,170.00Rs. 1,00,000.00
Rs. 10,850.00Rs. 5,00,000.00
Rs. 21,700.00Rs. 10,00,000.00

5 Year Maturity Navarathnamala RD Returns Table Calculator for Senior Citizens:

Table showing the monthly instalment for 5 Year Navarathnamala RD Returns Table Calculator for Senior Citizens
Monthly Instalments Payable for 36 monthsRepayable amount after 5 years from date of opening
  • Senior Citizens Interest Rate @ 7.50% p.a. compounded quarterly.
  • All figures above are nearest approximate for illustration. Visit our nearest branch for accurate investment & maturity details.
  • Interest Rates as updated on Dec 07, 2016 and are subject to change without notice.
Rs. 213.50Rs. 10,000.00
Rs. 427.00Rs. 20,000.00
Rs. 640.50Rs. 30,000.00
Rs. 1,067.50Rs. 50,000.00
Rs. 2,135.00Rs. 1,00,000.00
Rs. 10,675.00Rs. 5,00,000.00
Rs. 21,350.00Rs. 10,00,000.00

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