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Interest Rate / BR

know more about our lending rates for retail loans
Interest Rate / BR - know more about our lending rates for retail loans

TMB offers a diverse range of retail loans to suit every purpose and every need. The loans are well structured and designed with the needs of common man in mind. All products cater to a diverse segment of masses to support their specific requirements at attractive rates of interest.


Current Base Rate for Lending (BR):

The current Base Rate for Lending (BR) with effect from Jul 01, 2010 is 8.50% p.a.

Various Retail Loan Rate(s):

Click on the Loan Scheme on the left to learn more about the same.

Interest Rate / BR
Product / Scheme NameRate of Interest (p.a.)
  • Table above shows interest charged under various conditions for every scheme.
  • These rates are exclusive of any additional interest / penalties that may be applicable.
  • Current Base Rate for Lending (BR) with effect from Jul 01, 2010 is 8.50% p.a.
  • Interest Rates subject to change without notice.
Personal Loan15.00% / 17.50%
House Rent Loan14.00% / 15.00%
Short Term Edu. Loan12.25%
Education Loan13.25% / 13.75% / 14.75%
Doctor Loan12.00% / 12.50% / 13.25%
Two Wheeler's Loan14.00%
Car Loan11.50% / 12.00% / 12.50% / 12.75% / 13.00% / 13.25% / 13.75% / 14.25%
Home Loan9.75% / 10.25% / 10.75% / 11.50% / 12.00% / 13.25%
Gold Over Draft11.00% / 11.50% / 11.75% / 12.50% / 12.75%
General Credit Card17.00%
Pensioner Loan12.25%

Please note that Interest Rates are subject to change without notice as per the market trends and the bank's decision in this regards is final.