Pearl Deposit

reinvestment plan with quarterly interest payment

Learn more about the popular TMB Pearl Deposit Scheme from TMB.

Pearl Deposit

This is among our most popular deposit plans where in the interest can be drawn / transferred to any operative account at every quarterly / half yearly / yearly periods. Loans against such deposits are provided. Deposits can be made for periods ranging from 12 months to 10 years.

Product Highlights:

  • Amount can be deposited for a fixed period with interest withdrawal option.
  • Account can be opened for a minimum period of 12 months to 120 months.
  • Nomination facility is available.
  • Compound interest is eligible and it can be withdrawn once in 3 / 6 / 9 / 12 months.
  • Premature closing is allowed, subject to penalty.
  • Standing instructions for payments / deposit accounts transfer are accepted.
  • Loans can be obtained against the deposit amount.

Deposit Rate of Interest:

Deposit Maturity / Interest Payout Calculator:

Deposit Maturity Calculator

Interest Rate updated Sep 06, 2016, subject to change.

Under our TMB Pearl Deposit Scheme, an investment in various periods of deposit of the principal for withdrawal of interest in quarterly / half yearly / annual periods will earn an approximate interest as per the table below.

Interest Payout Table:

Table showing the interest payout under TMB Pearl Deposit
Duration [For Deposit of Rs. 1,000]Int. RateQrtrly.H. YearlyAnnually
  • Table above shows the Periodical Approximate Interest Payout Value for deposit of Rs. 1,000 in given periods as shown above.
  • Special Schemes like TMB 555, TMB 444 or any such schemes, will not be eligible for investment under Pearl Deposit Scheme, which the customer may please note.
  • Interest Rates as last updated on Sep 06, 2016 and are subject to change without notice.
  • Please contact our nearest branch / email us for any clarifications.
5 years - 10 years7.45%Rs. 18.62Rs. 37.60Rs. 76.61
> 20m 20d - < 5 years7.45%Rs. 18.62Rs. 37.60Rs. 76.61
20 months 20 days7.45%Rs. 18.62Rs. 37.60Rs. 76.61
> 1y to < 20m 20d7.45%Rs. 18.62Rs. 37.60Rs. 76.61
1 year7.50%Rs. 18.75Rs. 37.85Rs. 77.14

Download the Application Form: